In United Kingdom
In the UK, look for VAT-ready invoicing and Making Tax Digital (MTD) compatible accounting. Subcontractors in construction also deal with the Construction Industry Scheme (CIS).
Price
From ≈ GBP 20/mo(listed as NZD 48/mo)
NZD 47.88/mo Start equiv from GBP 20 excl VAT (FX 2026-11-09 GBP-NZD 2.3939)…
NZD 47.88/mo Start equiv from GBP 20 excl VAT (FX 2026-11-09 GBP-NZD 2.3939); Standard GBP 43/mo; Plus GBP 59/mo (UK list)
What it does
UK cloud accounting, invoicing, VAT, bank reconciliation for small businesses
Price
See pricing details
NZD from ~35/mo Lite (per company; NZ pricing page)…
NZD from ~35/mo Lite (per company; NZ pricing page). Higher Business plans + payroll per employee. Confirm current NZ plan names on myob.com/nz/pricing
What it does
Accounting, GST, invoicing, inventory and payroll for ANZ small businesses
Price
From ≈ GBP 15/mo(listed as NZD 37/mo)
NZD 37/mo excl. GST Ignite; Grow NZD 89; Comprehensive NZD 117…
NZD 37/mo excl. GST Ignite; Grow NZD 89; Comprehensive NZD 117; Ultimate NZD 135 (per company, no per-user licence; NZ official Nov 2026). Intro discounts may apply
What it does
Cloud accounting, invoicing, bank reconciliation, GST, payroll add-ons for NZ/AU/UK SMEs
Price
From ≈ GBP 17/mo(listed as NZD 41/mo)
NZD 41.18/mo Lite equiv from USD 23 (FX 2026-11-09 USD-NZD 1.7903); Plus USD 43/mo…
NZD 41.18/mo Lite equiv from USD 23 (FX 2026-11-09 USD-NZD 1.7903); Plus USD 43/mo; Premium USD 70/mo (US list)
What it does
Invoicing-first accounting for service businesses and freelancers
Price
From ≈ GBP 15/mo(listed as NZD 37/mo)
NZD 36.99/mo Time-Saver equiv from AUD 29.95 (FX 2026-11-09 AUD-NZD 1.2350); Free AUD 0…
NZD 36.99/mo Time-Saver equiv from AUD 29.95 (FX 2026-11-09 AUD-NZD 1.2350); Free AUD 0; managed BAS/tax higher. Verify Tyro Accounting brand changes
What it does
AI bookkeeping + business account style tooling for AU sole traders/SMEs
Price
See pricing details
NZD 1% + GST of self-employed income, capped NZD 1,500 + GST per financial year (min fee…
NZD 1% + GST of self-employed income, capped NZD 1,500 + GST per financial year (min fee NZD 0.50+GST under NZD 50 payments). Sole-trader focused
What it does
Automated tax, ACC, GST and filings for NZ sole traders/contractors
Price
From ≈ GBP 28/mo(listed as NZD 68/mo)
NZD 68.03/mo Simple Start equiv from USD 38 (FX 2026-11-09 USD-NZD 1.7903)…
NZD 68.03/mo Simple Start equiv from USD 38 (FX 2026-11-09 USD-NZD 1.7903); Essentials from USD 85/mo; Plus USD 140/mo. Use local Intuit pricing for NZ/AU/UK
What it does
Cloud accounting, invoicing, expense tracking, reports for small businesses
Price
From ≈ GBP 19/mo(listed as NZD 46/mo)
NZD from 24/mo Plus; Premium NZD 46/mo; Ultimate NZD 70/mo (Reckon NZ list…
NZD from 24/mo Plus; Premium NZD 46/mo; Ultimate NZD 70/mo (Reckon NZ list; intro discounts may apply). Per company
What it does
ANZ cloud accounting with bank feeds, GST and reporting
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Prices are converted as a guide (≈, rates from 2026-11-06). GST/VAT may be extra. Confirm on the vendor's site. Order is never paid for.
FAQ
Going by published starting prices, the lowest-cost options we list are Thriday (from about GBP 15/mo), Xero (from about GBP 15/mo), FreshBooks (from about GBP 17/mo). Prices are converted to GBP as a guide and often go up per user, so check what you'd actually pay for your crew.
Sage Accounting is headquartered in United Kingdom, which can mean local support hours and local pricing.
Repeated price rises; per-employee payroll cost (1), Price rise after downtime and technical errors (1), Ongoing invoice deleted (data loss) (1). These come from real comments we link to on this page.
Field notes
“MYOB, it is now $120 a month which is a lot for basic book keeping for a sole trader. I am looking around for a cheaper option”
Sole trader (trade not stated); Australia (r/ausbusiness thread for Australian tradies)
Source: Reddit · 2026-04-06
“I need to bitch about Xero. ANOTHER price rise?! Piss off. I'm so annoyed. The base plans were okay, I suppose, at their current price. However additional staff on payroll ($4pp) ramps the cost right up”
Trade not stated (small employer); New Zealand (r/nzbusiness)
Source: Reddit · 2026-08-04
“And what a time to increase prices. The nominal increase itself is not going to have a material impact, but doing it on the back of severe downtime and technical errors?”
Trade not stated; New Zealand (r/nzbusiness)
Source: Reddit · 2026-08-05
