Xero

Accounting & Bookkeeping · HQ Wellington, New Zealand

✓ Sold in NZ✓ Sold in Australia✓ Sold in UK

Pricing

From NZD 37/mo(listed as NZD 37/mo)

NZD 37/mo excl. GST Ignite; Grow NZD 89; Comprehensive NZD 117; Ultimate NZD 135 (per company, no per-user licence; NZ official Nov 2026). Intro discounts may apply

Full pricing as published by the vendor when we last checked. The starting price is converted to your chosen currency as a guide (≈). Confirm on their site before you buy.

What it does

Cloud accounting, invoicing, bank reconciliation, GST, payroll add-ons for NZ/AU/UK SMEs

Integrations

Native platform; Hubdoc; deep marketplace incl. most trade job-management tools; MYOB/QuickBooks are competitors not integrations

What tradies say

XeroRepeated price rises; per-employee payroll cost

“I need to bitch about Xero. ANOTHER price rise?! Piss off. I'm so annoyed. The base plans were okay, I suppose, at their current price. However additional staff on payroll ($4pp) ramps the cost right up”

Trade not stated (small employer); New Zealand (r/nzbusiness)

Source: Reddit · 2026-08-04

XeroPrice rise after downtime and technical errors

“And what a time to increase prices. The nominal increase itself is not going to have a material impact, but doing it on the back of severe downtime and technical errors?”

Trade not stated; New Zealand (r/nzbusiness)

Source: Reddit · 2026-08-05

XeroOngoing invoice deleted (data loss)

“Then all of a sudden Xero decided to delete it for no reason — the invoice at that point had over $3k of charges i needed to send out”

Trade not stated (does 'regular small jobs' for clients); New Zealand (r/nzbusiness)

Source: Reddit · 2026-08-06

XeroFailure at tax time; poor help desk

“Then it failed right at tax time and the help desk gas lighting was bonkers, and then they realised couldn’t fix it either”

Trade not stated; New Zealand (r/nzbusiness)

Source: Reddit · 2026-08-06

XeroAnnual price increases without improvements

“The only improvement they've made in 10 years is the bulk bill upload and scan / draft. Yet the price has gone up every year and its not worth it”

Self-employed contractor, one-person business (trade not stated); New Zealand (r/nzbusiness)

Source: Reddit · 2026-08-05

XeroPayroll unusable; locked in by accountant

“Honestly, if our accountant didn't require it, we'd be long gone. All we use is invoicing (their payroll is an absolute nightmare so won't touch that)”

Trade not stated; New Zealand (r/nzbusiness)

Source: Reddit · 2026-08-04